Business Auto
If you own, lease, hire or otherwise use vehicles for business purposes in Colorado you should carry business auto insurance. Business auto includes many of the same coverages as a personal auto policy but also offers protection specific to business operations.
Bodily Injury & Property Damage Liability Coverage
These coverages protect you if you’re involved in an at-fault accident and will help cover costs for injuries and damages you caused to other people or their property. Bodily injury can assist with the cost of medical expenses or injuries to other drivers and passengers. Learn More >
Collision Coverage
Collision coverage is voluntary and helps pay the cost of repairing or replacing your vehicle after it is damaged in an accident, whether you’re at fault or not. Collision is generally defined as “colliding with an object,” whether it is another vehicle or a stationary object. Learn More >
Comprehensive Coverage
Collision coverage is voluntary and helps pay the cost of repairing or replacing your vehicle after it is damaged in an accident, whether you’re at fault or not. Collision is generally defined as “colliding with an object,” whether it is another vehicle or a stationary object. Learn More >
Medical Payments Coverage
Medical payments coverage (often referred to as MedPay) aids in covering medical expenses for injuries sustained in a vehicular accident. This is a no fault coverage, meaning you have coverage no matter who the at fault party is. Learn More >
Uninsured Motorist Coverage
Uninsured motorist coverage is broken down into two parts, bodily injury and property damage. It can help protect you financially if you’re involved in an auto accident caused by an uninsured driver Learn More >
Underinsured Motorist Coverage
While each state has minimum required auto insurance limits, sometimes the minimum just isn’t enough. Underinsured motorist coverage is broken down into two parts, bodily injury and property damage. Learn More >
Gap Coverage
Gap, also called auto loan or lease assistance coverage, is an optional auto coverage that helps pay the difference (or the “gap”) between the amount of money you owe on your vehicle and the total cost to replace it with a new vehicle. Learn More >
Drive Other Car Coverage
Driver other car coverage, commonly shortened to DOC, is a business auto endorsement intended to provide broadened coverage. DOC grants specific named individuals coverage on vehicles that do not have to be scheduled on an auto policy. Learn More >
Hired and Non-Owned Auto Coverage
Business auto insurance provides coverage for vehicles owned by a business. If you utilize personal or rented vehicles for work, hired and non-owned auto coverage, often called HNOA, might be a smart decision. Learn More >
Additional Coverages
You may be required to obtain additional coverage on your business auto policy if you use your vehicle for certain business functions. Learn More >
What our clients are saying:
