Medical Payments Coverage

Medical payments coverage (often referred to as MedPay) aids in covering medical expenses for injuries sustained in a vehicular accident.  This is a no fault coverage, meaning you have coverage no matter who the at fault party is.  It typically covers you, your employees and any passengers. There’s also protection under this coverage in the event you’re hit while walking or biking.


What does medical payments insurance cover?

Medical payments coverage usually includes:

  • Funeral expenses resulting from a vehicular accident
  • If you’re a passenger in a vehicle and you’re injured as the result of an accident
  • If you’re struck by a car while you’re walking or riding a bicycle
  • If passengers are injured while you are driving

Is medical payments insurance required?

Medical payments coverage is optional.  While you may have a great health insurance plan, it is important to remember that health insurance only covers you, while medical payments insurance covers both you and your passengers.

What isn’t covered by medical payments insurance?

Medical payments coverage does not cover injuries sustained by drivers or passengers in another vehicle.  If you cause an accident that results in injuries to the other vehicle’s driver or passengers, bodily injury liability will respond.  Medical payments coverage also does not cover property damage. 

How much does a business auto policy cost?

Business auto premiums are based on numerous factors.  These can include: the size of the business, type of vehicles, number of vehicles, number of drivers, radius of operation and the location of your business. 

What our clients are saying:

James Dallman Avatar
James Dallman
Angela Sampels has done a wonderful job for us. She has worked diligently in finding the right fit for our needs, including our autos and homeowners policies. She stays on top of our additions and changes. We highly recommend GIA for your insurance needs.
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Tina Marchini Avatar
Tina Marchini
I contacted Glenwood Insurance Agency for an auto quote for my daughter who goes to school in CO. James Howell responded to my request immediately, was understanding of our needs and provided quality customer service. He was professional and easy to talk with. Thank you James!
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Kaitlyn Wood Avatar
Kaitlyn Wood
Everyone at glenwood insurance is amazing. It’s always a huge hassle trying to find an affordable rate for insurance, but they make it super easy. They are very professional and keep you updated along the process. They ask you questions that no other insurance agency has ever done for me, to get me great rates. Buying a car is a lot of work and headache, so I’m glad I can rely on these amazing people to take the extra hassle of finding good insurance that doesn’t break the bank. 10/10 highly recommend!!!
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