Homeowners Insurance Protection

We will provide a homeowners policy which provides insurance protection for the dwelling at Replacement Cost Coverage for the amount necessary to repair or replace your home without any deduction for depreciation, up to the limit purchased.

Personal property coverage included at Replacement Cost is included to protect your personal property anywhere in the world and in most loss situations you are likely to encounter.

Personal Liability coverage included for coverage of bodily injury &/or property damage to others for which the law holds you responsible with defense costs provided.

Mtn Home

Personal Auto Insurance Protection

Bodily Injury Liability to pay for injuries to others and Property Damage Liability coverage to pay to repair or replace property or vehicle belonging to others in the event you are at fault in an accident, up to the liability limit you select & shown on your policy.

Medical Expense coverage for you & others in your car up to the limit purchased, per person.

Uninsured Motorist is coverage for you & your passengers when you are hit by someone who doesn’t have coverage or insufficient coverage for your injuries.

Comprehensive coverage to your vehicle listed for damage caused by fire, theft, vandalism, contact with animals and glass breakage less your deductible.

Collision coverage would pay for damage to your vehicle listed when involved in an accident, less your deductible.

auto insurance

Personal Umbrella Insurance Protection

Liability coverage provides protection for claims where your other policies aren’t sufficient and include defamation of character, libel & slander. Protection for your current assets and future earnings in the event you are sued.